About Us

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Equitiadebt is a debt management company that offers a full financial welfare package to meet the individual needs of all our customers.

The company has enlisted a team of specialists and advisors to provide a wide range of financial services, including: debt management plans,
Individual Voluntary Arrangements (IVA), Company Voluntary Arrangements (CVA) and the avoidance of bankruptcy.

We Understand

At Equitiadebt we understand that financial worries can creep up on you and can spiral out of control very quickly. We differ from some other debt management companies as we prefer to meet you face to face, in a place where you feel at ease to discuss this very sensitive subject. We believe this service is important as it enables us to work very closely with you in order to give the best possible advice. We also have the facility for you to visit us at our office in Old Harlow should you prefer.

At Equitiadebt, you will feel comfortable in discussing your debt needs and confident in the advice we offer.

What does it cost?

Debt Management Plans

Equitiadebt is a fee charging company for debt management plans. We keep the cost to a minimum so that more of your money is being used towards your debts. You are our personal client and we shall endeavour to assist you throughout this difficult time. You can contact us at any time, night or day and we will return your call within 24 hours.

Our fees are fully explaned on our debt solutions page – www.equitiadebt.com/debt-solutions

IVA

Equitiadebt creates the statement of affairs for the clients and we do charge a fee for this process.  We will assit you through the application process and gather all the necessary documents together so that the process is efficient and the arrangement is approved more quickly. Please visit www.equitiadebt.com/debt-solutions for more information.

All fees are fully explained before any services commence.

CVA

A fee is charged to create the statement of affairs for a CVA because the preparatory work involved is substantial.  When the statement of affairs is passed to the Insolvency practitioners, you will be charged approximately £5000 + to do a CVA.  This is payable (and non-refundable) before creditors are met. Please visit www.equitiadebt.com/debt-solutions for more information.

All fees are fully explained before any services commence.

Non Charging Charities

There are many charities that do not charge any fees to assist you with your finances. They can be found on the internet (i.e. Citizens Advice Bureau, Credit Consumer Counselling Service, and Debt Advice Network).

Equitiadebt is a trading name of Cobra Finance Ltd
Registered in England & Wales No. 7137345
Consumer Credit Licence 0634243
Data Protection Number Z208365X
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