KR of Suffolk
I built up debts of £150,000 on unsecured credit cards and loans. I was so scared and worked all the overtime hours I could but only ever managed to make the minimum payments I owed. I realised that I needed professional help and advice so I contacted Cobra Finance. Their advisor visited me at home and made me feel really comfortable talking about my money problems. With Cobra's help I've now agreed an IVA with my creditors and have reduced my monthly outgoings by a third and I know I'll be free from my debts within 5 years. I can't thank them enough.
CB of Harlow Football Club
Cobra Finance were already sponsors of the under 18s team when I took over ownership of Harlow Town FC. It quickly became apparent that the club was in financial difficulty and was served with a Winding Up petition. Fortunately, Cobra Finance stepped in to help. The directors evaluated the club's finances and put forward a proposal for a CVA which with their expertise and dedication was accepted by the majority of creditors and is now in place. It will be a long, slow road to recovery but with Cobra's knowledge advice we are already in a significantly better position.
PD of Basildon
I owed £70,000 to at least 8 different creditors and they were all chasing me and threatening me with debt collectors to get their money. In desperation I called Cobra Finance for advice. Very quickly, one of their advisors visited me and after a very relaxed chat about my finances suggested a Debt Management Plan. They negotiated with my creditors for me and all of them have now agreed to accept a reduced monthly payment. It was a very difficult call to make but I am so glad I did.
AO of Harlow
I contacted Cobra Finance after I had incurred a crippling £24,000 worth of debts. I was impressed with the reassuring nature of the advisor who visited me and explained all the options open to me. He advised that an IVA would be the best solution and talked me through the process. Then, when I was happy, he assigned me to an IVA Practitioner who contacted all the creditors on my behalf. Thanks to Cobra Finance, I am now paying back only £12,000 over 5 years.

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